Insurance - Fire Marine and Casualty
Basic Idea about the Fire, Marine and Casualty Insurance
The costs bear due to fire is covered by insurance which in reality is a property cover and is known as fire insurance. This policy takes care of any expenses caused by some incident.
Fire Insurance Coverage
- Fire
- Explosion
- Earthquake
- Flood and Windstorm
- Lightning
These are the ordinary covers to make up for the loss.
Marine Insurance
While importing or exporting, if the items get damaged then a great economical loss is bear by the business owner. Thus, to get over the loss from such shipping damage or for the cargo protection, marine policy is beneficial.
Types
Cargo Insurance: Compensation of the cargo covers the damage in the ship and also the damage of the possessions of the travelers on the ship.
Hull Insurance: This policy caters all the furniture on the ship and together the trunk with hull of the ship.
Liability Insurance: This covers the expense of the damage caused due to the collision of the ship in some attacks.
Freight Insurance: This policy helps the merchants make up for their losses caused due to the misplacement or damage of their consignments in any mishap.
Casualty insurance
It is generally a liability insurance, which covers the expense of any damage to an individual, property or an organization. Moreover, property insurance for earthquakes, boiler, and machinery, aviation, glass and crime, etc. is also included in this.
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